Getting started in a bonding program can generate more questions than expected. Your team at Assurance Brokers will help you walk through the process to make it as seamless as possible. However, this guide can answer some common questions before you are ready to take that first step. This will give you the foundation to […]
News / Links
We understand that knowledge is key to making informed decisions about your needs. We have provided this page as a resource tool to support our clients by providing valuable news articles on current insurance related topics as well as links to industry related sites. We trust that you will find this as informative and beneficial as we have.
Assurance Brokers is recognized as an expert in the insurance industry. Many times we are asked for opinions, and our professionals are published in industry-leading publications. On some occasions we also author and distribute white papers or informative letters to clients and referral sources. A select group of these items is presented below, along with additional articles of interest.
Assurance Brokers in the Community
Chuck and Ralph McQuiggan were recently pictured supporting the Greater St. Louis Major Case Squad Golf Tournament. Pictured left to right is: Jeff Connor, Chuck McQuiggan, Ralph McQuiggan, Major Randy Boden, and Captain Dennis DeHart of the Florissant Police Department.
We Can Help Simplify Medicare
Medicare can be confusing. With multiple plan types and hundreds of coverage options, how do you know which option is right for you? How do you know what it covers and the cost? If you must navigate your Medicare options alone, it can be overwhelming. However, we can help! Jennifer Marshall has been in the […]
Rising Material Costs Effect Homeowners and Auto Insurance
As we officially enter summer this month, we also prepare for the consequences of summer weather. Severe weather creates threats to our homes and vehicles as we deal with storms, wind, hail and even fires. With the increasing costs of building products, vehicle parts and items in general, do you know if you are still […]
Requiring COVID-19 Vaccine Now Creating OSHA Headaches
If you choose to require your employees to get the COVID-19 vaccine, be prepared for the new OSHA guidelines. OSHA’s stance earlier in May stated that if a vaccine is required, an adverse reaction would be work related. If you are merely recommending a vaccine, that is then the choice of your employee. OSHA’s position […]
Common Issues in a Failed Business
The reasons behind the failure of a business can vary greatly between industries. In the construction industry in particular, businesses are subject to a wide variety of issues that can impact your company. As surety companies monitored claims over a 10-year period, they could see some common trends in contractor failure. Identifying stress areas in […]
What is a Farm Policy?
A farm policy can better protect you and your land by including coverage for any houses, barns, seed, equipment or livestock. It does also offer liability coverage, but it does not offer coverage for any crops. A regular homeowner’s policy would not have the broad options to properly cover you as a farm policy would. […]
Lien Waivers: Make Sure You Know What You Are Signing
Be sure to know what type of lien waiver you are signing and how it can impact your bottom line if you sign the wrong one. By spending the time to know what the documents mean, you can save yourself legal fees and financial distress. Just because wording is changed in the title does not […]
Lumber Prices Continue to Rise
Lumber prices continue to rise due to supply and demand. Some construction projects have been delayed due to supply being so low. As interest rates remain low, consumers are still buying new homes or investing in their own homes by doing renovations. However, as the costs continue to increase Forbes is projecting that DIY consumers […]
Underbilling and the Impact on Your Bottom Line
Bond companies review your Work in Progress to monitor how your business handles underbillings. If not managed well, underbillings can impact your working capital, cash flow and even your income statement. These suggestions can help you work towards eliminating your underbilling if it is becoming an issue for your company.
