News / Links

We understand that knowledge is key to making informed decisions about your needs. We have provided this page as a resource tool to support our clients by providing valuable news articles on current insurance related topics as well as links to industry related sites. We trust that you will find this as informative and beneficial as we have.

Assurance Brokers is recognized as an expert in the insurance industry. Many times we are asked for opinions, and our professionals are published in industry-leading publications. On some occasions we also author and distribute white papers or informative letters to clients and referral sources. A select group of these items is presented below, along with additional articles of interest.

Common Personal Insurance Mistakes to Avoid

Thinking outside the box when you make adjustments on your personal insurance could help save some money on your premiums.  One important insight would be to raise your deductible instead of lowering your amount of insurance.  Keep reading here, or contact Lou anytime at for more ideas on ways to save.

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Filing a Claim During Any Disaster

Nobody expected the catastrophe that unfolded last week.  Whether you have family or friends in Texas, or find yourself amidst a disaster, this can help you know the right steps to take to filing your claims.  Most importantly though, first make sure you and your family are safe.  Record video and take pictures as that […]

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COVID-19’s New Impact on Insurance

Insurance rates are expected to increase in different area due to the impacts of COVID as the pandemic progresses.  Cargo insurance rates are projected to increase due to the global delivery of vaccines and the lack of proper coverage.  EPLI could be impacted due to the vaccine and the possible requirement of a vaccine at […]

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Protecting Your Business from A Subcontractor Default

Beyond having a proper contract, keeping accurate records for all jobs is the best practice.  If you sense there could be issues, it is very important to document everything.  While written documentation is critical, be sure to also take pictures and videos to fully support your case.  With all businesses and contractors you work with, […]

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Umbrella and Auto Insurance Rate Increases Continue in 2021

Unfortunately, so far in 2021 we do not see the trends from last year going away. Umbrella and Auto rates have continued to increase significantly again this year with no sign of slowing. We have also seen examples of insurance carriers not willing to write large umbrellas, nor write over any other insurance company’s underlying […]

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COVID-19 Ruling in UK Against Insurance Companies

The decision in the UK made many claims of business interruption due to COVID-19 valid. No businesses should profit more than they would in a normal year of business, but payouts should put them back into a similar position as if the financial affects COVID did not occur. You can read more about the groundbreaking […]

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2020 Holiday Hours

Our offices will be open for a ½ day on Thursday, December 24th but closed on Friday, December 25th.  We will also be open a ½ day on Thursday, December 31st and closed on January 1st.  Happy Holidays!

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We Pray For Your Health, Your Business And Your Family In 2021

2020 has been a year of uncertainty and unexpected changes. Businesses, health and families have all been affected by COVID. However, we can be grateful for many things. As the year comes to a close, we are especially thankful for you. Thank you, from all of us, for partnering with us once again this year. […]

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Small Business Saturday, November 28

Please support Small Business Saturday coming up on November 28th.  It is more important than ever to support your community by shopping local next week.  Consider buying local for as much as you can this holiday season to keep your area thriving!

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Illinois Office

  • 95 N Research Dr
  • Suite 100
  • Edwardsville, IL 62025
  • Mon-Fri: 8am - 5pm
  • phone 618.692.9800
  • toll free 800.556.2663
  • fax 618.692.9865
Directions +

Missouri Office

  • 2236 Mason Ln.
  • Ballwin, MO 63021
  • Mon-Fri: 8am - 5pm
  • phone 314.821.6560
  • toll free 888.868.6560
  • fax 314.821.5779
Directions +