News / Links

We understand that knowledge is key to making informed decisions about your needs. We have provided this page as a resource tool to support our clients by providing valuable news articles on current insurance related topics as well as links to industry related sites. We trust that you will find this as informative and beneficial as we have.

Assurance Brokers is recognized as an expert in the insurance industry. Many times we are asked for opinions, and our professionals are published in industry-leading publications. On some occasions we also author and distribute white papers or informative letters to clients and referral sources. A select group of these items is presented below, along with additional articles of interest.

Why Would I Need Flood Insurance?

The difference between a flood versus water damage has to do with the actual definition of the event itself.  If the damage is caused by natural causes, such as a flash flood, hurricane, or rain event, it is considered a flood.  If the damage is caused by a plumbing or machine failure, it becomes water […]

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2023 Open Enrollment

Open enrollment for 2023 is here, starting on Tuesday, November 1st. We would love to help you navigate the Health Insurance Marketplace for yourself of your business. Contact Jennifer and our health insurance team today at 800-556-2663 or

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Labor Shortages Impacting Your Jobs

Breach of contract for lack of labor was once something we thought could never happen, but we are starting to see instances popping up more frequently. Some companies have started thinking outside of the box to retain employees while others have had to turn to legal representation to avoid a large lawsuit for defaulting on […]

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Does Your Business Need EPLI Coverage?

The most frequent current claims for EPLI include sexual harassment, discrimination, and wrongful termination, but new claims and trends see possible issues with marijuana legalization in states and gender pay gap.  Beyond just purchasing an EPLI policy, there are other actions you can take to mitigate some of your risk. Keep reading here for additional […]

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How to file a Claim after a Storm

Filing your claim the proper way will help speed up the process of getting paid.  These are some basic recommendations to start your process after any storm: Contact your insurance company (and agent) as soon as possible to start your claim. Document your loss with pictures. We also recommend starting an inventory list and written […]

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Using Business Expenses to Reduce Taxes

As you continue to grow and thrive in your industry, receipts for these expenses should be separated and organized so you can keep proper records for years to come. We also recommend working with a CPA directly as they are the experts in tax laws, deductions, and allowable expenses. Additional ideas of business expense examples […]

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Employee Retention Credit – Do You Qualify?

The Employee Retention Credit can be applied for wages in either 2020 or 2021. Even if you accepted the PPP loan in 2020, you could still be eligible for the ERC for 2021. Your payroll company should be able to help file your 941-X, amending your 941s for the claimed quarters, and apply for the […]

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Holiday Weekend Hours

Assurance Brokers Ltd. will be closed on Monday, July 4th for Independence Day.  We will resume normal business hours on Tuesday, July 5th. Have a safe and happy 4th!

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Helping To Simplify Medicare

Jennifer Marshall has been in the insurance field for over 17 years and is our resident licensed Medicare specialist.  Jennifer leads our Assurance Brokers Ltd. team for medical, dental and vision insurance. Whether you are on Medicare Part A or B or need some advice on what to do before you start, please give Jennifer […]

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Keeping Your Website Current

Before offering a quote, underwriters are now reviewing your website and social media pages to fully assess your company. As we progress to a harder market, offers of coverage can be declined completely if there are types of work listed that you don’t do. Carriers now assume that the website most accurately represents what you […]

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Illinois Office

  • 95 N Research Dr
  • Suite 100
  • Edwardsville, IL 62025
  • Mon-Fri: 8am - 5pm
  • phone 618.692.9800
  • toll free 800.556.2663
  • fax 618.692.9865
Directions +

Missouri Office

  • 2236 Mason Ln.
  • Ballwin, MO 63021
  • Mon-Fri: 8am - 5pm
  • phone 314.821.6560
  • toll free 888.868.6560
  • fax 314.821.5779
Directions +