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We understand that knowledge is key to making informed decisions about your needs. We have provided this page as a resource tool to support our clients by providing valuable news articles on current insurance related topics as well as links to industry related sites. We trust that you will find this as informative and beneficial as we have.

Assurance Brokers is recognized as an expert in the insurance industry. Many times we are asked for opinions, and our professionals are published in industry-leading publications. On some occasions we also author and distribute white papers or informative letters to clients and referral sources. A select group of these items is presented below, along with additional articles of interest.

Do You Read the Fine Print?

At times, additional language is inserted that states that once payment is accepted, the signer (contractor or subcontractor) acknowledges they have been paid in full for all changes to date, or it can state that the contractor has no potential claims against an owner or GC.  A change order may have a fine print statement […]

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Distracted Driving in America

Having a defined company policy about driving practices may be the first stop towards improving employee driving habits.  In addition to mitigating potential claims, this could be advantageous when requesting credits to combat increasing auto insurance premiums.  Selective Insurance offers additional ideas here.  If you would like to continue reading the full data breakdown of […]

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Business Ownership Transfer in the Construction Industry

As an owner of a family run business begins to dream about retirement, questions begin to arise about what will happen to the business.  Beginning the process of a sale or transfer is hard because most people don’t know where to start.  There are a few general guidelines that will set the foundation of a […]

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The Growing Importance of Cyber Liability

An unfortunate trend we are seeing more frequently in the news is the prevalence of computer hacking and the subsequent data breach.  It seems that any company of any size can be the target of a cyber-attack.  Once they are into your computer system, your laptops and phones can also be impacted and locked up.  […]

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Severe Storm Season – Are You Prepared?

Knowing what to do in a weather event can minimize your injury or damage to your property.  One of the best ways to prepare is to gather an emergency supply kit.  These can be kept at home in your safe place, as well as in your car for winter driving. For nine additional ideas, keep […]

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Extending Your Protection for Faulty Workmanship

An evolving, newer concept to protect contractors for their own work is through a Contractors Professional Liability policy.  This coverage would work in tandem with your General Liability policy to enhance your protection by offering coverage for “your work.”  This would be a great solution for artisans or even GCs who do some of their […]

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A Tribute to Our Military

In the St. Louis area on Thursday, September 16th, thousands of Americans stood in solidarity to honor our fallen Marine, Lance Corporal Jared Schmitz.  Lance Cpl. Schmitz, along with Sgt. Johanny Rosario-Pichardo, Sgt. Nicole L. Gee, Staff Sgt. Darin T. Hoover, Cpl. Hunter Lopez, Cpl. Daegan W. Page, Cpt. Humberto A. Sanchez, Lance Cpl. David […]

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Top 50 Bond Questions Answered for Small Contractors

Getting started in a bonding program can generate more questions than expected. Your team at Assurance Brokers will help you walk through the process to make it as seamless as possible.  However, this guide can answer some common questions before you are ready to take that first step.  This will give you the foundation to […]

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We Can Help Simplify Medicare

Medicare can be confusing.  With multiple plan types and hundreds of coverage options, how do you know which option is right for you?  How do you know what it covers and the cost? If you must navigate your Medicare options alone, it can be overwhelming.  However, we can help! Jennifer Marshall has been in the […]

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Common Issues in a Failed Business

The reasons behind the failure of a business can vary greatly between industries.  In the construction industry in particular, businesses are subject to a wide variety of issues that can impact your company.  As surety companies monitored claims over a 10-year period, they could see some common trends in contractor failure. Identifying stress areas in […]

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