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We understand that knowledge is key to making informed decisions about your needs. We have provided this page as a resource tool to support our clients by providing valuable news articles on current insurance related topics as well as links to industry related sites. We trust that you will find this as informative and beneficial as we have.

Assurance Brokers is recognized as an expert in the insurance industry. Many times we are asked for opinions, and our professionals are published in industry-leading publications. On some occasions we also author and distribute white papers or informative letters to clients and referral sources. A select group of these items is presented below, along with additional articles of interest.

Common Issues in a Failed Business

The reasons behind the failure of a business can vary greatly between industries.  In the construction industry in particular, businesses are subject to a wide variety of issues that can impact your company.  As surety companies monitored claims over a 10-year period, they could see some common trends in contractor failure. Identifying stress areas in […]

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What is a Farm Policy?

A farm policy can better protect you and your land by including coverage for any houses, barns, seed, equipment or livestock.  It does also offer liability coverage, but it does not offer coverage for any crops.  A regular homeowner’s policy would not have the broad options to properly cover you as a farm policy would.  […]

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Filing a Claim During Any Disaster

Nobody expected the catastrophe that unfolded last week.  Whether you have family or friends in Texas, or find yourself amidst a disaster, this can help you know the right steps to take to filing your claims.  Most importantly though, first make sure you and your family are safe.  Record video and take pictures as that […]

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COVID-19’s New Impact on Insurance

Insurance rates are expected to increase in different area due to the impacts of COVID as the pandemic progresses.  Cargo insurance rates are projected to increase due to the global delivery of vaccines and the lack of proper coverage.  EPLI could be impacted due to the vaccine and the possible requirement of a vaccine at […]

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Protecting Your Business from A Subcontractor Default

Beyond having a proper contract, keeping accurate records for all jobs is the best practice.  If you sense there could be issues, it is very important to document everything.  While written documentation is critical, be sure to also take pictures and videos to fully support your case.  With all businesses and contractors you work with, […]

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Umbrella and Auto Insurance Rate Increases Continue in 2021

Unfortunately, so far in 2021 we do not see the trends from last year going away. Umbrella and Auto rates have continued to increase significantly again this year with no sign of slowing. We have also seen examples of insurance carriers not willing to write large umbrellas, nor write over any other insurance company’s underlying […]

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Construction Industry Continues to Face Challenges from COVID-19

2020 has been a year of the unexpected.  Unforeseen viruses, closures, layoffs, riots, lock downs and mandates.  Business have additional challenges of adapting to the surroundings to continue operating at some sort of profit.  As with most industries, the construction industry will continue to see new issues that will affect your bottom line through 2021. […]

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Farm & Ranch Insurance

For some of us, a farm or ranch is the way of life and source of income.  For others, it is merely a hobby or a family meeting place.  Having the right insurance protects everything from your equipment & machinery to the house, barns & personal property. We have several options offering the best coverages […]

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Deductions Questionable at Tax Time with PPP Loan

The issue is the loan is basically considered a grant once it is forgiven.  The IRS has currently ruled that will deny expense deductions to “prevent a double tax benefit.”  Typically, expenses like payroll and rent are considered write offs on taxes.  However, under this current ruling, payroll paid with PPP money is no longer […]

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Choosing a Nursing Home Facility for a Loved One

Choosing a facility that meets our loved one’s needs, fits a budget, and has the right type of care are obvious goals when looking at residential facilities. However, there are additional factors which you need to consider when visiting and choosing a care center with your loved ones.  Location, services, visitor’s policy, activities are other […]

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Illinois Office

  • 95 N Research Dr
  • Suite 100
  • Edwardsville, IL 62025
  • Mon-Fri: 8am - 5pm
  • phone 618.692.9800
  • toll free 800.556.2663
  • fax 618.692.9865
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Missouri Office

  • 2236 Mason Ln.
  • Ballwin, MO 63021
  • Mon-Fri: 8am - 5pm
  • phone 314.821.6560
  • toll free 888.868.6560
  • fax 314.821.5779
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