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We understand that knowledge is key to making informed decisions about your needs. We have provided this page as a resource tool to support our clients by providing valuable news articles on current insurance related topics as well as links to industry related sites. We trust that you will find this as informative and beneficial as we have.

Assurance Brokers is recognized as an expert in the insurance industry. Many times we are asked for opinions, and our professionals are published in industry-leading publications. On some occasions we also author and distribute white papers or informative letters to clients and referral sources. A select group of these items is presented below, along with additional articles of interest.

Extending Your Protection for Faulty Workmanship

An evolving, newer concept to protect contractors for their own work is through a Contractors Professional Liability policy.  This coverage would work in tandem with your General Liability policy to enhance your protection by offering coverage for “your work.”  This would be a great solution for artisans or even GCs who do some of their […]

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A Tribute to Our Military

In the St. Louis area on Thursday, September 16th, thousands of Americans stood in solidarity to honor our fallen Marine, Lance Corporal Jared Schmitz.  Lance Cpl. Schmitz, along with Sgt. Johanny Rosario-Pichardo, Sgt. Nicole L. Gee, Staff Sgt. Darin T. Hoover, Cpl. Hunter Lopez, Cpl. Daegan W. Page, Cpt. Humberto A. Sanchez, Lance Cpl. David […]

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Top 50 Bond Questions Answered for Small Contractors

Getting started in a bonding program can generate more questions than expected. Your team at Assurance Brokers will help you walk through the process to make it as seamless as possible.  However, this guide can answer some common questions before you are ready to take that first step.  This will give you the foundation to […]

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We Can Help Simplify Medicare

Medicare can be confusing.  With multiple plan types and hundreds of coverage options, how do you know which option is right for you?  How do you know what it covers and the cost? If you must navigate your Medicare options alone, it can be overwhelming.  However, we can help! Jennifer Marshall has been in the […]

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Common Issues in a Failed Business

The reasons behind the failure of a business can vary greatly between industries.  In the construction industry in particular, businesses are subject to a wide variety of issues that can impact your company.  As surety companies monitored claims over a 10-year period, they could see some common trends in contractor failure. Identifying stress areas in […]

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What is a Farm Policy?

A farm policy can better protect you and your land by including coverage for any houses, barns, seed, equipment or livestock.  It does also offer liability coverage, but it does not offer coverage for any crops.  A regular homeowner’s policy would not have the broad options to properly cover you as a farm policy would.  […]

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Filing a Claim During Any Disaster

Nobody expected the catastrophe that unfolded last week.  Whether you have family or friends in Texas, or find yourself amidst a disaster, this can help you know the right steps to take to filing your claims.  Most importantly though, first make sure you and your family are safe.  Record video and take pictures as that […]

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COVID-19’s New Impact on Insurance

Insurance rates are expected to increase in different area due to the impacts of COVID as the pandemic progresses.  Cargo insurance rates are projected to increase due to the global delivery of vaccines and the lack of proper coverage.  EPLI could be impacted due to the vaccine and the possible requirement of a vaccine at […]

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Protecting Your Business from A Subcontractor Default

Beyond having a proper contract, keeping accurate records for all jobs is the best practice.  If you sense there could be issues, it is very important to document everything.  While written documentation is critical, be sure to also take pictures and videos to fully support your case.  With all businesses and contractors you work with, […]

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Umbrella and Auto Insurance Rate Increases Continue in 2021

Unfortunately, so far in 2021 we do not see the trends from last year going away. Umbrella and Auto rates have continued to increase significantly again this year with no sign of slowing. We have also seen examples of insurance carriers not willing to write large umbrellas, nor write over any other insurance company’s underlying […]

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