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We understand that knowledge is key to making informed decisions about your needs. We have provided this page as a resource tool to support our clients by providing valuable news articles on current insurance related topics as well as links to industry related sites. We trust that you will find this as informative and beneficial as we have.

Assurance Brokers is recognized as an expert in the insurance industry. Many times we are asked for opinions, and our professionals are published in industry-leading publications. On some occasions we also author and distribute white papers or informative letters to clients and referral sources. A select group of these items is presented below, along with additional articles of interest.

Labor Shortages Impacting Your Jobs

Breach of contract for lack of labor was once something we thought could never happen, but we are starting to see instances popping up more frequently. Some companies have started thinking outside of the box to retain employees while others have had to turn to legal representation to avoid a large lawsuit for defaulting on […]

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Does Your Business Need EPLI Coverage?

The most frequent current claims for EPLI include sexual harassment, discrimination, and wrongful termination, but new claims and trends see possible issues with marijuana legalization in states and gender pay gap.  Beyond just purchasing an EPLI policy, there are other actions you can take to mitigate some of your risk. Keep reading here for additional […]

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Using Business Expenses to Reduce Taxes

As you continue to grow and thrive in your industry, receipts for these expenses should be separated and organized so you can keep proper records for years to come. We also recommend working with a CPA directly as they are the experts in tax laws, deductions, and allowable expenses. Additional ideas of business expense examples […]

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Employee Retention Credit – Do You Qualify?

The Employee Retention Credit can be applied for wages in either 2020 or 2021. Even if you accepted the PPP loan in 2020, you could still be eligible for the ERC for 2021. Your payroll company should be able to help file your 941-X, amending your 941s for the claimed quarters, and apply for the […]

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Do You Read the Fine Print?

At times, additional language is inserted that states that once payment is accepted, the signer (contractor or subcontractor) acknowledges they have been paid in full for all changes to date, or it can state that the contractor has no potential claims against an owner or GC.  A change order may have a fine print statement […]

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Distracted Driving in America

Having a defined company policy about driving practices may be the first stop towards improving employee driving habits.  In addition to mitigating potential claims, this could be advantageous when requesting credits to combat increasing auto insurance premiums.  Selective Insurance offers additional ideas here.  If you would like to continue reading the full data breakdown of […]

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Business Ownership Transfer in the Construction Industry

As an owner of a family run business begins to dream about retirement, questions begin to arise about what will happen to the business.  Beginning the process of a sale or transfer is hard because most people don’t know where to start.  There are a few general guidelines that will set the foundation of a […]

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The Growing Importance of Cyber Liability

An unfortunate trend we are seeing more frequently in the news is the prevalence of computer hacking and the subsequent data breach.  It seems that any company of any size can be the target of a cyber-attack.  Once they are into your computer system, your laptops and phones can also be impacted and locked up.  […]

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Insurance Cost Trends for 2022

2022 so far has shown us that everything is costing more than it was a year ago.  As consumers are impacted by supply chain issues, so are insurance companies due to materials and equipment costing more to repair and replace.  The biggest lines of insurance impacted thus far in 2022 seems to be General Liability, […]

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Severe Storm Season – Are You Prepared?

Knowing what to do in a weather event can minimize your injury or damage to your property.  One of the best ways to prepare is to gather an emergency supply kit.  These can be kept at home in your safe place, as well as in your car for winter driving. For nine additional ideas, keep […]

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Illinois Office

  • 95 N Research Dr
  • Suite 100
  • Edwardsville, IL 62025
  • Mon-Fri: 8am - 5pm
  • phone 618.692.9800
  • toll free 800.556.2663
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Missouri Office

  • 2236 Mason Ln.
  • Ballwin, MO 63021
  • Mon-Fri: 8am - 5pm
  • phone 314.821.6560
  • toll free 888.868.6560
  • fax 314.821.5779
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