What Does General Liability Really Cover?

However, depending on your carrier and your needs, your policy may not be covering you the way you think it does.

There are some common exclusions in all General Liability policies, such as Pollution Liability, Liquor Liability, Equipment/Tools coverage, etc., but do you know what General Liability actually covers?  Or, more importantly, what it does not cover?  This article gives a basic overview of General Liability, but this article reveals liability surprises to avoid.