News / Links

We understand that knowledge is key to making informed decisions about your needs. We have provided this page as a resource tool to support our clients by providing valuable news articles on current insurance related topics as well as links to industry related sites. We trust that you will find this as informative and beneficial as we have.

Assurance Brokers is recognized as an expert in the insurance industry. Many times we are asked for opinions, and our professionals are published in industry-leading publications. On some occasions we also author and distribute white papers or informative letters to clients and referral sources. A select group of these items is presented below, along with additional articles of interest.

Homeowners Insurance Premium Increase Trend

They are anticipating that both homeowners and personal auto insurance should stabilize a bit more in 2024 and have more normal price increases closer to 5%.  For this year, if you are experiencing a price increase and would like us to review your coverage, please reach out to Mary Lou or Heather in our office […]

Read More

Cyber Insurance – Do I Need It?

If you have a cyber insurance policy, it can help you recover from a data breach, cyber-attack or other threats by reimbursing your company for the expenses incurred.  Some policies can also offer legal defense or counsel, help notify your customers of a data breach (if needed) and crisis communications.  Contact your team at Assurance […]

Read More

Construction Contract Review

There are a few areas to concentrate on during contract review to make sure you are agreeing to the best terms for your company.  Those include dispute resolution by arbitration, what you are indemnifying, liquidated damages for delays, force majeure (delaying or disrupting a timeline), and consequential damages.  For further explanation of items to highlight […]

Read More

Why Would I Need Flood Insurance?

The difference between a flood versus water damage has to do with the actual definition of the event itself.  If the damage is caused by natural causes, such as a flash flood, hurricane, or rain event, it is considered a flood.  If the damage is caused by a plumbing or machine failure, it becomes water […]

Read More

2023 Open Enrollment

Open enrollment for 2023 is here, starting on Tuesday, November 1st. We would love to help you navigate the Health Insurance Marketplace for yourself of your business. Contact Jennifer and our health insurance team today at 800-556-2663 or

Read More

Labor Shortages Impacting Your Jobs

Breach of contract for lack of labor was once something we thought could never happen, but we are starting to see instances popping up more frequently. Some companies have started thinking outside of the box to retain employees while others have had to turn to legal representation to avoid a large lawsuit for defaulting on […]

Read More

Does Your Business Need EPLI Coverage?

The most frequent current claims for EPLI include sexual harassment, discrimination, and wrongful termination, but new claims and trends see possible issues with marijuana legalization in states and gender pay gap.  Beyond just purchasing an EPLI policy, there are other actions you can take to mitigate some of your risk. Keep reading here for additional […]

Read More

How to file a Claim after a Storm

Filing your claim the proper way will help speed up the process of getting paid.  These are some basic recommendations to start your process after any storm: Contact your insurance company (and agent) as soon as possible to start your claim. Document your loss with pictures. We also recommend starting an inventory list and written […]

Read More

Using Business Expenses to Reduce Taxes

As you continue to grow and thrive in your industry, receipts for these expenses should be separated and organized so you can keep proper records for years to come. We also recommend working with a CPA directly as they are the experts in tax laws, deductions, and allowable expenses. Additional ideas of business expense examples […]

Read More

Illinois Office

  • 95 N Research Dr
  • Suite 100
  • Edwardsville, IL 62025
  • Mon-Fri: 8am - 5pm
  • phone 618.692.9800
  • toll free 800.556.2663
  • fax 618.692.9865
Directions +

Missouri Office

  • 2236 Mason Ln.
  • Ballwin, MO 63021
  • Mon-Fri: 8am - 5pm
  • phone 314.821.6560
  • toll free 888.868.6560
  • fax 314.821.5779
Directions +