With the sky rocketing cost of auto insurance affecting personal and commercial policies, what can be done to help mitigate premium increases? Recent studies suggest the installation or use of dashboard cameras can help in multiple ways. According to this article provided by Carrier Management, front and rear facing cameras, when part of a comprehensive […]
News / Links
We understand that knowledge is key to making informed decisions about your needs. We have provided this page as a resource tool to support our clients by providing valuable news articles on current insurance related topics as well as links to industry related sites. We trust that you will find this as informative and beneficial as we have.
Assurance Brokers is recognized as an expert in the insurance industry. Many times we are asked for opinions, and our professionals are published in industry-leading publications. On some occasions we also author and distribute white papers or informative letters to clients and referral sources. A select group of these items is presented below, along with additional articles of interest.
Holiday Weekend Hours
Our Assurance Brokers Ltd. offices will be closed on Monday, September 4th in observance of Labor Day. We will resume regular business hours at 8:00 am on September 5th.
Flood Insurance Premiums Are Rising
One option for flood insurance at higher limits or greater exposure is now stacking coverage, creating a base layer with the National Flood Insurance Program (NFIP). Knowing that the government funded program is the foundation, some carriers are more willing to offer additional protection on top of that layer. We are also seeing a shift […]
Are Electronic Signatures Enough?
The E-Sign Act (Electronic Signatures in Global and National Commerce Act) validates the use of electronic records and signatures for all legally binding documents. A proper tracking log may be required, but electronic signatures are an acceptable method of signing any paperwork. As with any document, be sure to keep records of everything. For more […]
Summer Driving Tips
There are a few things you can do to protect yourself while driving this summer. Keep an eye on the weather and be prepared for extreme weather conditions. The summer months can produce hail, flash floods, tornadoes and hurricanes. Check your vehicle fluid levels and tire pressure before traveling. If you can, travel at off […]
Holiday Weekend Hours
Assurance Brokers Ltd. will be closing at 12:30 on Monday, July 3rd and will remain closed all day on July 4th. We will resume normal business hours on Wednesday, July 5th. Have a happy and safe 4th of July!
Homeowners Insurance Premium Increase Trend
They are anticipating that both homeowners and personal auto insurance should stabilize a bit more in 2024 and have more normal price increases closer to 5%. For this year, if you are experiencing a price increase and would like us to review your coverage, please reach out to Mary Lou or Heather in our office […]
Cyber Insurance – Do I Need It?
If you have a cyber insurance policy, it can help you recover from a data breach, cyber-attack or other threats by reimbursing your company for the expenses incurred. Some policies can also offer legal defense or counsel, help notify your customers of a data breach (if needed) and crisis communications. Contact your team at Assurance […]
Assurance Brokers Office Closed
Our office will be closed on Friday, April 7th in observance of Good Friday. We will reopen with normal hours on Monday, April 10th.
Construction Contract Review
There are a few areas to concentrate on during contract review to make sure you are agreeing to the best terms for your company. Those include dispute resolution by arbitration, what you are indemnifying, liquidated damages for delays, force majeure (delaying or disrupting a timeline), and consequential damages. For further explanation of items to highlight […]
